Pre-heat the oven to 350 degrees.
Butter a 13 x 7 baking dish and layer it with first the crushed graham crackers, then the can of condensed and sweetened milk.
Meanwhile melt the butterscotch chips in a double boiler (pan with hot water w/smaller saucepan or bowl then melt the chips).

While the chips are melting sprinkle the coconut across the top of the cracker/milk layer.
Now pour/lightly spread the melted butterscotch chips across the for the next layer.

Now do the same with the chocolate chips and drizzle across the top trying to cover the whole pan.
Sprinkle the almonds on, for the top layer. Lightly press them into the concoction.

Put into center oven for 25 minutes. Let cool.

You might even place it in the freezer for 5 minutes, after it has been cooling for a few hours. It is easiest to cut this while it is still warm. So after it cools for a while and before you stick it in the freezer, cut it into the size pieces you will anticipate using. I made 2 x 2 squares.